Thanksgiving has always been on of our favorite holidays. Seeing loved ones, sharing delicious food, taking a break from our hectic lifestyles for some old fashioned good times.
This year has been different to say the least and Thanksgiving is no different. Here are some tips to help safely enjoy Thanksgiving.
Keep Your Guest List Low
Make next year the Thanksgiving to invite old co-workers but keep this years gathering smaller. And if you have at risk family members strongly consider doing a zoom Thanksgiving with them.
Try For A Fresh Air Meal
If weather is permitting try to have your Thanksgiving outside, just like the original meals. If you can’t do it outside open a window and make sure you have good ventilation
Keep Families Together
If there are multiple families attending have them stay together and practice social distancing.
Limit the Cooks in the Kitchen
Make sure you don’t have a million cooks in the kitchen. Try to keep the people cooking and serving to a minimum (and be sure to show your appreciation if you aren’t the one cooking!)
Ditch the Buffet
Have your designated cook dish the plates in the kitchen to avoid passing plates all around.

We know its been a looong year and we never expected to do this, lets be grateful for what we have and remember that next year we can be thankful for something new the ability to celebrate a traditional Thanksgiving! 🦃

A big thank you this Veteran’s Day for all who have served as well as their families that supported them!

1. FHA Loan – This is most common assistance loan and you may already be familiar with FHA loans, these are widespread and help buyers with lower credit scores and less money saved for a down payment.
2. USDA Loan – are for lower-income borrowers in rural areas (but check with us you may not realize you are in a rural area 🙂
3. VA Loan – this is a great option for those who have service in the military and their families as it allows no down payment!
4. Fannie Mae/Freddie Mac Loan – these are conventional loans that are a good option for those with good credit scores but can put down as little as three percent.
5. Good Neighbor Next Door Loan – this HUD program provide aid for first responders and teachers.
6. FHA Section 203k Loan – if you are getting a fixer-upper this is a great option as home improvement costs can be rolled into the FHA primary mortgage.
7. HomePath ReadyBuyer Program – this is program pays ups to 3% of closing cost assistance for Fannie Mae properties in foreclosure (you must complete an educational course as well)
8. Native American Direct Loan – this program is for Native American veterans on federal trust land.
9. Energy-efficient Loans – there are a few federal programs that allow for savings on homes rated as energy efficient or loans that allow the borrower to add efficiency upgrade costs into the primary mortgage.
10. Local State and City Programs – last but definitely not least there are many local options people often don’t know about that can provide assistance to first time home buyers!

Check with us and we can review your situation and help you decide if any of these are a good fit!

We know 2020 has already been spooky! So we are wishing you and your family a safe and happy Halloween! No tricks – all treats! 👻

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